Life Care Retirement Community in Chicago | The Clare

Keep improving your life

Between the events and activities at The Clare and the goings-on in the community around you, you may find that retirement is one of the more active stages of your life.

Our fitness center will help you keep fit and energized with a personalized program developed for you by one of our on-staff trainers. The indoor aquatic center, creative arts center, and salon and spa facilities each provide a different way to keep active and entertained. If you’re looking for a calm stroll, The Clare’s wrap-around landscaped terrace is the perfect spot to relax.

And there’s even more to do with a whole host of clubs, classes, events, and volunteer opportunities. You’ll never be short of invigorating activities to choose from or friends and companions to share in them.

Your Monthly Costs are Always Predictable

Many new residents tell us that home ownership began to wear thin because of all the extras they had to pay for as separate items. The utility bills that kept going up, the amenities that were out-of-pocket, the repairs and replacements that reared their costly heads. Fortunately, these are things you never have to think about at The Clare. The Clare is your promise of relaxed, all-inclusive comfort.


  • Gas and electric
  • Water
  • Trash collection
  • Apartment home maintenance
  • Heating and air conditioning
  • Scheduled local transportation

  • Apartment repairs
  • Basic cable
  • 24-hour security and emergency services
  • Preferred Choice Dining
  • Fitness & Aquatic Center membership
  • A variety of activities and amenities


Continuing care retirement communities (CCRCs) combine independent living with access to on-site health-care services for later life, including assisted living, skilled nursing and memory care. Depending on the specific financial agreement, some or all of these services may be guaranteed with an initial deposit and stable monthly fee, providing predictable medical costs for continuing care residents.

For thousands of older adults, CCRCs are a compelling option. More than 750,000 older adults live in CCRCs, according to the American Association of Homes and Services for the Aging. Life care communities provide the most extensive coverage, but they’re not the only type of CCRC agreement.

Learn More about CCRC Agreement Options

Choosing to enter a CCRC is a major life decision, and potential residents benefit from knowing all available options. With that in mind, here are some of the most common agreements, including an explanation of what makes life care different:

Also known as life care agreements, Type A agreements provide residents with the most complete coverage. The cost of housing, amenities and health care services needed throughout life is included as part of an upfront deposit and stable monthly fee.

These agreements provide similar access to housing and amenities but cap total coverage of health care services. If a resident exceeds the limit, additional health care costs require out-of-pocket expenditures. Type B agreements sometimes are chosen by residents seeking lower upfront deposits.

Type C agreements do not include any coverage of health care costs; they offer access to housing and amenities but do not provide the same security and predictability provided by more comprehensive agreements.

Rental agreements provide access to a community based on a monthly or annual lease, but they do not ensure access to on-site health care services, even on a pay-as-you-go basis.

These give residents ownership in shares of a continuing care retirement community. They do not typically include access to health care services. Often, the tax benefits of ownership are an influential factor; however, owners share the risk of fluctuations in real estate prices.

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