If you’re an active and independent senior  thinking about the future, you may wonder if it’s the right time to consider a Life Plan Community. These unique communities offer a compelling combination of independent living, a vibrant lifestyle, and long-term care.

But what exactly is a Life Plan Community, and how is it different from other senior living options? Let’s explore this question and more, providing you with the information you need to make an informed decision about your retirement future.

What Makes a Life Plan Community Different?

Life Plan Communities, also known as Continuing Care Retirement Communities (CCRCs), provide a holistic approach to retirement living that goes beyond the offerings of traditional retirement communities. Here’s what sets them apart:

Continuum of Care

Life Plan Communities offer a full spectrum of care services, which typically include independent living, assisted living, memory care, rehabilitation, and skilled nursing—all in one location.

This means you can age in place, transitioning to different levels of care as needed, without the disruption of moving to a new community.

Active and Engaging Lifestyle

Life Plan Communities aren’t just about senior care. They prioritize an active and fulfilling lifestyle for residents.

Communities like The Clare typically offer a wide range of amenities, such as fitness centers, swimming pools, art studios, libraries, and restaurants. They also organize various social activities, clubs, and outings to keep residents engaged and connected.

The Clare embraces wellness by encompassing physical, emotional, social, and intellectual well-being. We offer group fitness classes, wellness programs, educational seminars, and opportunities for personal growth and development.

Maintenance-Free Living

One of the major benefits of living in a Life Plan Community is the freedom from home maintenance and upkeep.

Residents can enjoy their retirement without the burdens of yardwork, repairs or cleaning, leaving them more time to pursue their passions and interests.

LifeCare Is Your Safety Net for the Future

A LifeCare contract is a unique feature offered by many Life Plan Communities. It’s designed to provide financial security and peace of mind for your future healthcare needs. Here’s how it works:

Predictable Costs

With a LifeCare contract, you pay an initial entrance fee and ongoing monthly fees. In return, you’re guaranteed access to higher levels of senior care at significantly discounted rates.

This protects you from the rising costs of healthcare and ensures that you won’t face unexpected expenses if your health needs change.

Long-Term Security

LifeCare contracts typically cover your healthcare needs for the rest of your life, regardless of how much care you may eventually require. This means you and your loved ones can rest assured that your care will be taken care of, no matter what the future holds.

It can also safeguard your assets and protect your family’s financial future. You won’t have to worry about depleting your savings to pay for expensive healthcare services.

Why Move to a Life Plan Community Sooner Rather Than Later?

While it might seem counterintuitive to move to independent living while you’re still young and active, there are several compelling reasons to make the move sooner rather than later:

Enjoy the Amenities and Lifestyle

Life Plan Communities offer a wealth of amenities and activities that can enrich your life. By moving in while you’re younger and more active, you can fully enjoy everything the community offers.

Build a Strong Social Network

One of the biggest benefits of living in a community is the opportunity to build lasting friendships and social connections. By moving in earlier, you have more time to get to know your neighbors, engage in events and activities, and create a supportive social network that can enhance your well-being and happiness.

What You Should Know Before Making Your Choice

If you’re considering making a Life Plan Community your home, it’s important to understand the qualifications for independent living. Each community may have specific requirements, but below are some common factors that are often considered:

Age

Most Life Plan Communities have a minimum age requirement for independent living, typically 62 or older. This ensures that the community is tailored to the needs and interests of active seniors.

Health and Wellness

While you don’t need to be in perfect health, most communities require residents to be in good overall health and able to live independently. You may be asked to provide a medical history and undergo a health assessment to ensure independent living is a good fit for you.

Financial Eligibility

Life Plan Communities typically have financial requirements to ensure you have the resources to cover the entrance fee, monthly fees, and any additional services you may need in the future. These requirements may vary depending on the community and the type of contract you choose.

Each Life Plan Community has its own specific qualifications, so it’s important to contact the community you’re interested in directly to learn more about their requirements.

Experience a Retirement Lifestyle That Goes Beyond Ordinary

At our luxury Life Plan Community in Chicago, you can redefine what it means to live your retirement to the fullest.

Here’s a glimpse of what life at The Clare can offer you:

• Luxurious Living: Choose from a variety of spacious one-, two-, and three-bedroom apartments with stunning views and premium finishes.
• World-Class Amenities: Enjoy chef-prepared meals in four elegant dining venues, stay active in our indoor pool and Fitness Center, pamper yourself at the salon and spa, and explore our art studio.
• Vibrant Community: Connect with like-minded neighbors, participate in engaging activities, and build lasting friendships in a welcoming and supportive environment.
• LifeCare Security: Our LifeCare contract provides peace of mind, ensuring your future care needs are met with predictable costs and seamless access to our full continuum of care.
• Prime Location: Immerse yourself in the energy of the Gold Coast, with world-class shopping, dining, entertainment, and cultural attractions just steps away.

Don’t wait to start living your best life. Call 312-313-2421 or contact us online to schedule a personalized visit and discover how we can help you create a retirement experience that is uniquely yours.